What is Tour Operator Liability Insurance?
Tour operator liability insurance is a type of insurance that protects tour operators from financial losses resulting from claims made against them.
Tour operators in Kenya offer various services, including safari tours, cultural experiences, adventure activities, and more. These activities can carry certain risks, such as accidents or injuries, which can lead to claims being made against the tour operator.
Several tour operator liability insurance types are available, including general, product, and professional liability insurance.
Tour Operator Liability Insurance Regulation
While tour operator liability insurance is not mandated by law in Kenya, it is highly advisable and often considered a best practice. This insurance serves as a safeguard, offering protection in the event of unforeseen circumstances during a tour.
The responsibility for overseeing insurance matters, including liability insurance for tour operators, lies with the Insurance Regulatory Authority in Kenya.
Why Should you Choose Dawit Insurance Agency?
Our agency offers personalized, superior service that is client-focused. At Dawit Insurance Agency Limited, we ensure that the insurance carriers keep the promise to indemnify our clients.
We deliver the promise by assisting in filing insurance claims and identifying and verifying essential issues to be addressed, such as policy excess, terms, and exclusions. We do this in a cordial, fast, and transparent manner.
Importance of Tour Operator Liability Insurance
Tour operator liability insurance is an important consideration for any tour operator as it provides financial protection in case of a claim.
It is essential for tour operators to carefully read and understand the terms and conditions of their insurance policy, as coverage may vary between different policies and providers.
It is also essential for tour operators to follow all guidelines and regulations set by the Kenya Tourism Board (KTB) to minimize the risk of accidents and ensure the safety of all parties involved.
