Should I have my home and auto insurance with the same company?
Absolutely YES! If you can package your Home and Auto together with the same insurance company you should do it. There could be significant cost savings involved, in addition to other benefits.
How do I insure my jewelry collection?
While nothing – not even jewelry insurance – can completely replace the sentimental value attached to a special piece of jewelry given to you by a loved one if it is ever lost or stolen, good jewelry insurance, bundled with your home insurance can help you do the next best thing: repair or replace your jewelry should something unfortunate happen to it.
A current jewelry listing with the value of the items will be required to place these items on the all risks section of your Home Insurance Policy.
Do claims affect my insurance?
Yes. Claims for Homes and Autos do make a difference in the rating of your policy. The impact depends on the severity of the claim and if you were at fault.