Protect your practice with comprehensive coverage tailored for engineers, architects, and quantity surveyors
Professional Indemnity Insurance for Engineering Professionals
What is professional indemnity insurance
Professional indemnity insurance is a coverage policy that protects your professional practice against legal claims of negligence, errors, or omissions in your services. As a professional in engineering, architecture, or quantity surveying, your expertise is the core of your business – let us help you protect it.
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What's the value in having a professional indemnity cover?
If your client claims financial loss due to your professional negligence, our professional indemnity policy covers both the client’s compensation and legal defense costs, even if the claim is unfounded.
This indemnity policy responds to unintentional breaches of professional duty, such as design errors, miscalculations, or oversight in project specifications. You’re also protected against legal expenses for defending claims, including court costs, lawyer fees, and expert witness expenses. In cases of lost, damaged, or destroyed client documents under your care, we cover the reconstruction costs as well.
Eligibility Requirements for Engineers, Architects, and Quantity Surveyors Professional Indemnity Insurance
A duly completed and signed proposal form.
Copy of current practicing license(s)/ Certificate(s)
Copy of CV, Pin certificates & National ID for individual practitioner.
Copy of PIN certificates, incorporation certificate & CVs of partners and principals
(For Firms)
Premium Payable Inclusive of Taxes
Cover Limits (Ksh)
Annual Premium: Construction (Ksh)
Annual Premium: Consulting (Ksh)
1,000,000
12,628
9,381
2,000,000
21,741
16,151
3,000,000
27,931
20,749
4,000,000
37,052
27,524
5,000,000
45,919
34,111
Why Would A Professional Indemnity Cover Be Important?
According to an ePaper published by Business Daily, more people know their legal rights now, and court awards for personal injuries or business losses have increased.
As a result, professionals like doctors, architects, accountants, engineers, lawyers, IT experts, and financial advisors face greater financial risks in their jobs. Having a professional Indemnity Insurance Policy protects against unexpected events that could cause financial loss for people offering specialized services. Since many consulting companies in Kenya are small businesses, there is a high chance they could go bankrupt if a court orders them to pay millions of shillings to a client’s claim.
Possible Professional Risk
What are the possible risks your practice is facing if you're not covered? This is what you need to watch out for.
Types of Legal Claims Covered:
Breach of confidentiality
Employee misconduct
Breach of professional duty
Defamation
Loss of documents
Omission consequences
Dishonest and cost for disciplinary hearings
Claiming
In the uneventful case where your firm suffers risk, this is what will happen
Dawit Insurance Agency
We’ll walk with you and guide you every step of the way. We’ll show you what’s required of you and help you throughout your claim. At Dawit Insurance Agency we differentiate ourselves by making sure your claim is paid speedily and fairly.
You or Your Firm
Claiming processes are among the toughest times for a consultant or firm. But worry not, you have a caring partner who’s walking with you. We urge you to notify us as soon as the risk happens. We’ll guide you in the required steps thereafter.
