Skip to main content

Group Personal Accident Insurance

Worry no more about what will happen if you sustain an injury in an accident.

Secure your Group Personal Accident Insurance with our help today. You’ll get coverage for death or disablement and medical expenses, so you can focus on recovering without worrying about the financial consequences.

With our insurance plan, you’re guaranteed total compensation in the event of an accident. That means no more worrying about how you’ll pay your bills or support your family if something happens to you. Sign up today and rest easy knowing that you and your loved ones are taken care of by the best.

Learn more about our group personal accident insurance plan and secure your family’s future!

Tell Me More

Why should you have Group Personal Accident Insurance?

Group Personal Accident is essential for a few reasons: 

  • It can help cover you if an incident that is not work-related happens and the Work Injury Benefits Act (WIBA) will not respond. 
  • If you have a medical emergency and exceed your insurance limit, Group Personal can help. 
  • If someone dies accidentally, their family can be compensated with the help of Group Personal Insurance. 
  • If someone becomes temporarily disabled from an accident, Group Personal can provide financial assistance. 
  • If someone needs artificial appliances because of an accident, Group Personal can help with the cost. 

What Are The Benefits?

The benefits of personal and group personal accident insurance include:

Accidental Death (AD)

Accidental death pays a lump sum benefit to the named beneficiaries in case of a covered accidental death. This can be helpful for families who need the money to cover funerals and other expenses.

Accidental Dismemberment (AD)

Accidental dismemberment pays a benefit based on a dismemberment schedule as stated in the policy. This can help if an insured person is permanently disabled due to an accident.

Permanent Total Disability (PTD)

Permanent total disability pays benefits to the insured if they are permanently disabled due to a covered accident. This can they needs money to cover medical bills, living expenses, and more.

Temporary Total Disability(TTD/WAI)

Temporary total disability (TTD) pays short-term weekly benefits to the insured person for a limited time if they are injured in an accident and unable to work. This can help with bills and other expenses while the person is recovering.                         

Accidental Medical Reimbursement (AMEX/AMER)

Accidental medical reimbursement (AMER) pays for medical expenses due to an accident up to a certain amount. Typically, these expenses must be incurred within 52 weeks of the accident to be eligible for reimbursement.

What Get's Covered?

The plan covers all bodily injuries at work, home, leisure, or sporting activities.

Road Accidents

A road accident involves an incidence of a collision between a vehicle, pedestrian, animal, or object.

Home Accidents (e.g., Bathroom Fall)

Home accidents are accidents that happen in your house. This can include a fall in the bathroom or getting hurt outside while playing.

Violent crimes

Violent crimes are crimes in which perpetrators use violence to achieve their goals. This can include things like assault, battery, and murder.

Armed robberies, e.g., carjacking

Armed robberies are when the perpetrator uses a weapon to achieve their goals. This can include things like carjacking, mugging, and bank robbery.

Rapes

Rape is a violent crime in which the perpetrator uses sexual violence to achieve their goals. This can include things like forced penetration, unwanted touching, and groping.

Fracas, riots, and strikes

They are large-scale public disturbances characterized by lawlessness and violence. They are typically caused by social, political, or economic grievances.

Civil commotion, among others

Civil commotion is a large-scale public disturbance characterized by lawlessness and violence. It is typically caused by social, political, or economic grievances.

Claiming

In the uneventful case where your firm suffers risk, this is what will happen

Dawit Insurance Agency

At Dawit, we differentiate ourselves by walking with you during the claiming process. We believe all legitimate claims need to be paid quickly and fairly. We’ll guide you through the required documentation. Notify us as soon as possible. Take pictures for proof.

You

In the event where you suffer risk please take medical action first. Remember to keep the records of your treatment. Notify the authorities if need be then notify us as well. It’s good for your next of kin to know about your cover in case you’re unable to take action. We’ll be with you throughout the entire process.

Be assured you're in safe hands. We have over 16 years of experience in the industry having won a multitude of awards from various insurance companies.

Agency Accolades

Let's Get You Covered

We'll work on something tailor-made for you at a friendly cost.

Interested in Personal Accident Insurance?

Accidents are not only numerous but also real and can happen to anyone at any time! The trouble starts when you lose sensitivity and ignore the warning just like a driver ignores the danger signals on his or her car. Likewise NOAH built the “ARK” (SAFINA) but many people ignored the warning until it started raining with only a few rescued. It could as well happen to you!!

At Dawit Insurance Agency Limited, we specialize in taking care of business owners’ most valuable assets by offering a complete suite of risk solutions while keeping a keen eye on our promise.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate home insurance solution. There’s no obligation, just good-old-fashioned advice.

Utumishi Coop Building, Mamlaka Rd, Off Nyerere rd.
0712 856 447