Insurance solutions to protect what matters most to your family and business.
Personal insurance Covers
Funeral Expense Insurance
We offer affordable insurance coverage for funeral expenses. The cover can be extended to include spouse, dependents and even parents; easing the financial burden following the demise of a loved one.
Travel insurance protects you during your trips anywhere in the world. Covering amongst other things; Medical expenses and hospitalization abroad, cost of medical evacuation and repatriation in case of illness or accident, cost of returning home mortal remains of the Insured.
Fidelity Guarantee/Employee Dishonesty/Theft by Servant
Protection against the loss of money or stock by fraud or dishonesty of employee(s).
Employers Liability Insurance
This cover protects employers from major financial loss should an employee experience a job-related illness or injury whose scope is not covered under the Work Injury Benefits Act (WIBA) insurance. Such loss may include defense costs, settlements, damages or judgments.
Property Terrorism and Sabotage
The threat of terrorism has increased and become a greater concern for businesses in today’s uncertain and constantly evolving global political climate. Once a seldom needed element included within most property policies, terrorism coverage is now a necessary part of a comprehensive risk management program.
Work Injury Benefits ACT (WIBA) Insurance
Work Injury Benefits ACT (WIBA) insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer and more productive workplace.
Total Employee Benefits Insurance
Managing various employee based policies may be challenging with cover the risk of coverage gaps and overlaps. This solution is cost effective and administratively.
Group Life Insurance
Some employees may want coverage that goes beyond life insurance or workers compensation. They want to be covered in the event of an accident, on or off the job. We can provide that added financial protection.
A well-designed and well-managed pension is a great way to attract and retain quality employees. We’ll help design a pension scheme that gives your business a competitive edge.
Group Personal Accident Insurance
This policy covers your employees for accidental death and total disability, replacement of lost accident income during a temporary disability, medical expenses for 365 days a year, worldwide including as fare-paying passengers on any licensed form of public transport, including commercial aircraft.
Flexible Spending Accounts
Healthcare can get expensive. We can enhance your employee benefits package with a Flexible Spending Account that helps your employees save money on everyday healthcare expenses.
Even though your organization’s goal is to help people, you are still running a business. That means your non-profit needs to protect itself against the risks that small business owners face. We’ll help you design a non-profit insurance policy that covers your organization’s unique needs.
Golf Course Insurance
Golf is a relaxing pastime that many people enjoy, but operating a golf course isn’t such a walk in the park! Specialty golf course insurance can protect your business from financial risks associated with property damage, extreme weather, liquor liability and much more.