Corporate Crisis Response Insurance is a specialist risk management solution designed to safeguard organizations from the severe financial, legal, and operational consequences of crises involving their employees, executives, customers, or dependents.
It combines immediate crisis response by world-class consultants with broad financial indemnity, ensuring your organization is never alone when facing kidnapping, extortion, hijacking, detention, disappearance, political unrest, or targeted threats. This policy transforms unpredictable, high-impact events into manageable, professionally handled incidents, protecting both your people and your balance sheet.
Corporate Crisis Response Insurance
Specialized protection for companies and their people when extreme, person-centric crises strike unexpectedly.
What Is Corporate Crisis Response Insurance?
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Why It Matters
Even the most secure and compliant organizations face escalating people-related risks locally, regionally, and globally, which can trigger: Legal exposure from employees or families, Reputational damage across stakeholders, Massive operational disruption, High, unpredictable financial loss, Emotional and physical harm to personnel.
Corporate Crisis Response Insurance ensures that when a crisis occurs, your organization has instant access to expert crisis responders and the financial resources to manage the entire event.
Covers may include:
- Reimbursement of ransom for kidnapping, extortion, or hijacking demands.
2. Lost ransom cover if ransom is stolen or destroyed in transit.
3. Unlimited crisis consultant response fees (except for Threats & Disappearances).
4. Investigation costs for disappearances (up to 90 days).
5. Threat assessment & security support for up to 60 days.
6. Political evacuation & repatriation expenses.
7. Legal liability cover if the Company is sued following an insured event.
8. Death or disability benefits arising from an Insured Event.
Who is at risk?
Those at risk include:
- Employees, directors, and officers (local or traveling)
- Interns, volunteers, and contractors
- Immediate and extended family members
- Customers, guests, and visitors on company premises
- Household staff of insured employees
- Personnel involved in managing a crisis
- Organizations with regional or international operations
- Businesses in high-risk or politically unstable jurisdictions
What is at risk?
Without this cover, several layers of risk exposure can quickly surface:
- Personal safety of employees or their dependents
- Corporate finances, including settlements, legal fees, evacuation costs, and crisis expenses
- Reputation and stakeholder confidence after a major incident
- Operational continuity, if key staff or departments are disrupted
What is the Solution?
A Tailored Corporate Crisis Response Insurance
No two organizations face the same exposure risk varies by industry, geography, employee profile, and operational footprint.
Our Corporate Crisis Response solutions are designed to protect your personnel and business from: Kidnapping, Extortion, Hijacking, Detention, Disappearance, Political unrest and Threat claims. Each policy can be customized to match your operational realities, risk appetite, and internal duty-of-care requirements.
View Corporate Crisis Solutions
Available Corporate Crisis Response Solutions
Below are some of our specialized policy components designed for different crisis environments:
Political Violence and Terrorism Insurance
Specialized protection for businesses, real estate owners, and institutions facing risks from civil unrest, riots, and politically motivated attacks.
Kidnap, Extortion & Hijack Response
Protection and crisis management for kidnapping, extortion, hijacking, and threats involving employees or executives.
How Claims Work
In the event of a crisis involving your employees, executives, or customers, here’s how the response works fast, discreet, and fully managed:
If a claim or incident occurs:
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Report the incident – We shall guide you through the documentation needed.
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We handle the paperwork – Dawit Insurance liaises directly with the insurer on your behalf.
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You get compensated – We ensure prompt follow-up until your claim is settled.
What You Need to Know
As your organization expands, opening new branches, sending employees abroad, hiring expatriates, or engaging in high-risk functions, your exposure changes.
Corporate Crisis Response Insurance adapts to: New operating territories, Increased travel risk, Higher-profile executives, Regional instability, Changing employee demographics, Evolving duty-of-care obligations
Let’s Protect Your People and Your Business
Whether your teams work locally, regionally, or globally, Dawit Insurance can help tailor a crisis response policy that fits your operational exposure, risk level, and duty-of-care standards.
Interested in Corporate Crises Response Insurance?
Our ultimate interest is to match the customer’s expectations to the underwriter’s reality and eventually become our clients’ “insurance department”. This is achieved through a dedicated and professional staff and partnerships with insurance companies.
We’d love to hear from you about your business. As you continue to grow and take your business to the next level, let us worry about mitigating your risks. You can reach out by calling, emailing or paying us a visit. You can also fill in the form and we’ll get back to you in a bit.
Utumishi Coop Building, Mamlaka Rd, Off Nyerere rd.
+254 712 856 447
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Common Questions About Corporate Crises Response Insurance
Got Corporate Crises Response Insurance Questions? We’ve got the answers to the most common questions we are asked, everyday.
What exactly does Corporate Crisis Response Insurance cover?
It covers events like kidnapping, extortion, hijacking, wrongful detention, disappearance, threats, and political repatriation plus related costs like crisis consultant fees, legal liability, and additional expenses.
Does corporate crises response insurance cover ransom payments?
Yes. Ransom payments, and even “lost ransom” (money lost during delivery), are fully reimbursable under the policy.
Is political evacuation included?
Yes. The policy includes Political Repatriation Expenses, which cover evacuation and related costs if there’s a political threat or government advisory.
Who counts as an “Insured Person”?
Employees, directors, volunteers, interns, their family members, guests, customers, and anyone assisting with a crisis are all included.
Does it cover crises outside Kenya?
Yes. The policy has a “Worldwide” territory unless otherwise stated in the schedule.
How much does Corporate Crisis Response Insurance cost?
Premiums are customized based on the number of insured persons, risk exposure, and chosen limits shown as USD in the policy schedule.
